I had my first credit card after graduation. I was a holder of the supplementary card of my dad's account. Using it worked out good for me. It was very convenient to use since there were a lot of credit card accepting shops in the malls. Paying my credit cards was not a problem too. There were a lot of visa and mastercard payment solutions available.
Nowadays, shopping is made easier because of the online shops. There are a lot of online shops who are accepting credit cards on website. I am a bit apprehensive to shop online though, because I don't know how they process visa cards and other credit cards as well.
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